SENIOR RIGHTS & PROTECTIONS

Every senior deserves clarity, fairness, and respect.

Many older adults are overwhelmed by medical bills, insurance denials, and confusing paperwork. We make sure seniors understand their rights and are protected from unfair or predatory practices.

🛡 Your Rights as a Senior Patient

  • The Right to Clear, Understandable Bills: Request itemized bills with every charge explained in plain language.
  • The Right to Challenge Errors: Dispute charges, request corrections, and ask for a review if something looks wrong.
  • The Right to a Fair Appeal: Medicare and private insurance must allow clear appeals for denied claims.
  • The Right to Protection from Fraud: Seniors can question fake bills or misleading charges.
  • The Right to a Support Person: A caregiver, family member, or advocate can assist in reviewing bills or communicating with insurers.
  • The Right to Privacy (HIPAA): Medical and billing information must remain confidential.

⚠ Common Issues Seniors Face

  • Duplicate or incorrect charges
  • Out-of-network surprises
  • Denied Medicare claims
  • Long-term care billing confusion
  • Overbilling or upcoding
  • Scams targeting older adults
  • Misleading or unclear statements
  • Unauthorized charges

You don’t have to face these challenges alone.

HOW WE CAN HELP

👵 Senior-Focused Services

  • Medicare and supplemental plan guidance
  • Help reading medical bills and EOBs
  • Support with denials and appeals
  • Long-term care billing assistance
  • Protection from scams and fraudulent charges
  • One-on-one support for seniors and caregivers

🧾 Medical Bill Review

We explain every charge, identify errors, and help you understand what you truly owe.

🏥 Insurance Navigation

We help you understand your coverage, communicate with insurers, and resolve billing issues.

📑 Appeals & Advocacy

If a claim is denied, we guide you through the appeal process step-by-step.

📞 READY TO GET HELP?

We’re here to support you with compassion, patience, and expertise.

Phone: (866) 425-2469

Toll-Free: (866) 4CL-CLAIMW

Office Hours: Monday–Friday, 9 AM – 5 PM

What to Bring (If You Have It)

  • Medical bills
  • Medicare or insurance cards
  • Explanation of Benefits (EOBs)
  • Letters from insurance companies
  • Notes or questions you want answered

We will take it from there.